Wire Transfers
Wire Services Department Contact Information
Monday-Friday, 8:30 a.m. to 4:30 p.m. Phone: (607) 737-3839
ABA: 021301115
- Chemung Canal Trust Company
One Chemung Canal Plaza
Elmira, NY 14901
Swift Code: CCTRUS31
Fees
- Domestic: $25
- Foreign: $50
- Incoming: $15
IBAN Number
- The U.S. does not currently participate in IBAN.
Cut-Off Times
Incoming Wires: 4:20 p.m. on normal business days. (Anything received after that time will be credited the following business day) Outgoing Wires: 2:30 p.m. on normal business days. (Anything received after that time will be processed on the following business day)
Sending a Wire:
What information is required when sending a wire?
- Beneficiary's full name, address and account number
- Routing number (if domestic)
- Swift Code (if foreign) of receiving financial institution
- Purpose of transfer
- Additional information may be required for foreign wire transfers
Paying a loan: If you'd like to wire funds to pay your loan, please use your loan number as the account number and it will be processed once it's received.
Receiving a Wire:
What information is required when receiving an incoming wire?
- CCTC client's full name, address and account number
- Routing number (021301115)
- Reference (if applicable)
If receiving funds into a Chemung Canal/Capital Bank/Canal Bank account, please contact the Wire Services group at 607-737-3839 or Toll Free at (800) 836-3711 for instructions.
If you believe you've been scammed:
- Wires cannot be retrieved once sent. Please be cautious and know the person you are sending the funds to.
- A wire transfer is as good as cash--immediately available and can be withdrawn asap.
- If you are pressed into making a decision or asked to send money fast, it's a sign of a scam.