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CRA Public Files

CRA Public Files

Capital Bank, a division of Chemung Canal Trust Company is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). By providing this information online, Capital Bank can keep it current with convenient access.

In compliance with CRA requirements, the following information must be maintained in the public file, current as of April 1 of each year, and may be updated periodically.

CRA -Comments & Complaints

Capital Bank CRA Disclosure_1

Capital Bank CRA Disclosure_2

CRA Performance Evaluation FRB 9.25.23

CRA Performance Evaluation DFS 3.31.23

CRA Disclosure Statement 2023

CRA Disclosure Statement 2022

CRA Disclosure Statement 2021

CRA Bank Assessment Area - 3.21.2024

CRA Bank Assessment Map - 3.21.2024

Capital HMDA Notice

Branch Distribution - 12.12.2024

Open and Closed Branches Distribution - 12.13.2024

Fee Schedule

Product and Services Offered